How long does it take for binance to process a withdrawal to bank

You can fund your Binance account with USD simply by making remittance transfers from your local bank accounts via the SWIFT network.

Important Note: If you are not familiar with the process for overseas remittance, please contact your selected bank or financial institution for assistance.

  • Deposits will need to be made in USD via SWIFT transfer to Binance’s bank account in the U.S. and your Binance account will be credited with BUSD at a 1:1 ratio. For each transaction, the deposit and withdrawal transaction fees are US$0 (waived) and US$15 respectively.
  • Depending on when your bank processes the transfer, funds received by Binance will usually be credited within the same day upon receipt.
  • Please note that if any currency conversion is involved, all forex conversion rates are determined by the financial institution you use and not by Binance.

**Please ensure that you have completed

Identity Verification

on your Binance account.

**For corporate users, please

check your Verification status

and ensure you have completed the necessary Verification level.

Step-by-step guides:

What are the deposit and withdrawal fees for USD?


Deposit Fee

Withdrawal Fee

Processing Time



15 USD

1 – 4 business days

Frequently Asked Questions

1. What is SWIFT?

SWIFT (The Society for Worldwide Interbank Financial Telecommunication) is a messaging system that runs on a network of financial institutions globally. This service will be made available to users after they complete Identity Verification on Binance.

2. I’ve deposited more than my current limit and received only a portion of my deposit. When will I receive the remaining amount?

The remaining amount will be credited in the following days. For example, if your daily limit is 5,000 USD and you deposit 15,000 USD, the amount will be credited in 3 separate days (5,000 USD per day).

3. I tried to deposit through bank transfer, but the transfer status shows “processing” instead of “successful” or “failed”. What should I do?

Please wait for the final results of your account verification. If approved, the corresponding deposits will be automatically credited to your account. If your account verification is rejected, the funds will be returned to your bank account within 7 business days.

4. I would like to increase my deposit/withdrawal limits.

[Identity Verification] to upgrade your Verification level.

Please go toto upgrade your Verification level.

5. I made the transfer but forgot to include the Reference Code.

Failure in including the reference code will lead to unsuccessful transactions. You may raise a ticket here with your Proof of Payment showing your account name so that we can check the transaction manually and then credit your funds.

The reference code has to be entered in fields such as “Reference” or ”Remarks” or ”Message to Receiver” in your bank payment form when making a transaction. Please note that some banks may name this field differently.

6. I made the transfer, but the name on my bank account doesn’t match the name on my Binance account.

Your deposit will be refunded to your bank account within 7 business days.

7. I tried to deposit using an ACH or a US domestic wire transfer.

Your deposit will be refunded to your bank account since we only support SWIFT transfers.

8. I tried to withdraw using a SWIFT transfer. The status shows that the transaction was successful, but I haven’t received the withdrawal.

SWIFT is for international transfers, and the transfer time may be affected by different regions. It may take up to 4 business days for your withdrawal to reach your bank account. If it has been more than 4 business days and you still have not received your withdrawal, please contact your selected financial institution on your international transfer status.

What should I do if my Binance withdrawal has not arrived?


The process to withdraw your funds on Binance depends on the cryptocurrency or fiat currency you want to move. Some crypto can be withdrawn to multiple, different blockchains, so take care to select the right one.

The time it takes to withdraw funds differs on the method you’re using. For crypto withdrawals, each blockchain will require a certain amount of confirmations before it shows up in your wallet. You can check the status of your transaction by using the respective blockchain explorer.

Occasionally, Binance might suspend withdrawals due to technical upgrades. Binance will inform you if this is the case. If your withdrawal is still taking too long after checking all the possible reasons, you can get in touch with Binance’s customer support


If you want to transfer funds out of your Binance account, you’ll need to go through the withdrawal process. The process will change depending on the blockchain, cryptocurrency, or fiat that you want to withdraw. Overall, it’s very simple, but you should be careful to follow each step closely to make sure you don’t accidentally lose your funds.

How to withdraw cryptocurrency from Binance

In this example, we will be withdrawing BNB to Trust Wallet and going through it step-by-step.

1. Log in to your Binance account. Once you’ve logged in, move your mouse to [Wallet], and click on [Fiat and Spot].

2. Click on [Withdraw].

3. Select the [Crypto] tab and choose the cryptocurrency you’d like to withdraw.

4. If the cryptocurrency is issued on multiple networks, select which one you’d like to make your withdrawal on.

For example, BNB is issued on Binance Beacon Chain (former Binance Chain) as a BEP-2 token and on BNB Smart Chain (former Binance Smart Chain , BSC) as a BEP-20 token. As such, if you’d like to withdraw to a BEP-2 wallet address, choose the BEP-2 option. Be extra careful with this step. If you withdraw to the wrong address, you might lose your crypto assets.

5. Tap on BNB in your Trust Wallet.

6. Tap on [Receive].

7. Copy your BNB address.

8. Paste it in [Recipient’s BNB Address] on the Binance withdrawal page. If everything looks good, click on [Submit].

9. Click on [Send Code], and enter the six-digit code you received in your email.

10. Enter your 2FA code. If everything is in order, click [Submit]. You’ll be able to see your outgoing withdrawals in your Transaction history

How to withdraw fiat currency from Binance

Binance supports more than 60 fiat currencies and multiple different payment methods.

1. Log in to your Binance account. Once you’ve logged in, move your mouse to [Wallet], and click on [Fiat and Spot].

2. Click on [Withdraw].

3. Select the [Fiat] tab.

4. Select the fiat currency you’d like to withdraw and the payment method. The payment method options are based on your selected currency and region.

5. Enter the required details and follow the instructions.

6. And enter your verification code to confirm the withdrawal.

What are crypto withdrawal fees?

Withdrawing crypto from your Binance account incurs fees to cover the cost of network transactions . For example, removing BNB or Ether (ETH) requires Binance to send the crypto to a different crypto wallet on the blockchain.

In other words, any transaction on BNB Smart Chain (former Binance Smart Chain ), BNB Beacon Chain (Binance Chain), or Ethereum requires a gas fee that the user must pay to miners. Binance passes on the cost of this transaction fee to the user.

Each blockchain has its own fee schedule, so your crypto withdrawal fees will vary from coin to coin. Fees are also dynamic and change depending on network activity. The best and most accurate way to check withdrawal fees is to go to the withdrawal page itself.

What’s the minimum withdrawal amount on Binance?

Each cryptocurrency has a minimum withdrawal amount. You cannot withdraw less than the stated amount on the withdrawal page. You can see a list of all the minimum amounts and withdrawal fees on our Deposit & Withdrawal Fees

How long does a withdrawal take on Binance?

Binance will process your withdrawal as soon as requested, but each blockchain takes different amounts of time to confirm your transaction. Bitcoin (BTC) can take on average anywhere from around ten to 30 minutes to successfully confirm a withdrawal. BNB Smart Chain withdrawals often take just a few minutes, whereas Ethereum can take slightly longer. The more congested a network is with traffic, the longer you will have to wait.

Why is my Binance withdrawal stuck processing?

Your transaction might be stuck because the blockchain still needs to confirm your transaction or is congested. As we mentioned before, some blockchains need more network confirmations than others. In periods of heavy traffic, the transactions may take much longer than expected.

Why can’t I withdraw from Binance?

There are a few possible reasons why you can’t withdraw from Binance. First, if you have recently changed your password or disabled your SMS/Google authentication, Binance will suspend withdrawals for 24 hours. If you do a complete reset of your SMS/Google authentication, Binance will suspend withdrawals for 48 hours.

If Binance detects any abnormal activity in your account, the withdrawal function will again be temporarily suspended. This stoppage is to protect your account and funds. Also, occasionally Binance works on system upgrades which require stopping withdrawals until the update is complete.

What should I do if my Binance withdrawal has not arrived?

If you have checked that the blockchain is not congested and your withdrawal still hasn’t arrived, contact Binance’s support team for more assistance. If you’re attempting to withdraw fiat to your bank, this can take multiple days.

Closing thoughts

Withdrawing your crypto from Binance is a simple process that typically goes without problems. Whether you want to take out fiat or move crypto, all the information you’ll need is displayed on the withdrawal page. If you are having trouble, check your emails to see if Binance has possibly suspended withdrawals. You can also look at a blockchain explorer to check network congestion. Overall, patience is key here. More often than not, all problems are temporary. But if you still are struggling, then Binance’s support team will be happy to assist.

Instant card withdrawals allow Binance users to instantly withdraw money from their fiat wallets directly to their credit and debit cards – as long as they have Visa Fast Funds (Visa Direct) enabled.

*Visa Fast Funds (Visa Direct) is a card function that allows transactions to be processed in real-time.

How to withdraw with Instant Card ?

How does it work?

There are only a few steps to instantly withdraw your fiat currencies in these countries:

United Kingdom, Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Malta, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Russia.

First, make sure you have currencies like Euro in your [Fiat and Spot] wallet.

  • Under [Wallet], click [Withdraw] [Fiat], select the currency you want to withdraw, then select [Bank Card(Visa)]. You can see [Instant to your card] shown on your selected card, which indicates that the Visa Direct feature is enabled.

  • Choose your linked card or add a new card to complete your withdrawal.

If you are using the mobile app, you can withdraw by tapping [Wallets] [Withdraw] [Cash]. Then follow the same steps to complete your withdrawal.

Please note: if you don’t have any cards linked to your Binance account, you can add the cards which enable the features of Visa Fast Funds(Visa Direct).

Am I eligible?

In order to be eligible for instant card withdrawals, you must:

  • Have a verified and linked credit/debit card on Binance that has the

    Visa Fast Funds (Visa Direct) feature


How long do instant card withdrawals take?

In most cases, your withdrawal request will be processed within 5 minutes. However, processing can take up to 24 hours in some rare cases.

Do instant card withdrawals work for all cards?

No, not all card providers support instant card withdrawals. If you don’t see your card listed as an option, this means your card does not support this function. Card eligibility requirements are created by your bank or card provider — please contact them for more information about enabling Visa Fast Funds (Visa Direct).

Are there fees or minimums?

Instant card withdrawal transactions charge a fee of


. The minimum withdrawal amount is 10 EUR.

Can I sell crypto directly to my card with an instant card withdrawal?

Yes, with the new Sell to Card function, you can now directly sell crypto to your selected debit or credit card. Find out more about how to directly sell crypto to your card

Written by Jane